There are two different versions of rummy in blackjack. Rummy blackjack is a particular variation of the game, while rummy in blackjack is a side bet that is available in both live and online blackjack games.
In this article know about the basics of rummy in blackjack, including payouts and whether it is worth making.
What is Rummy in Blackjack?
Rummy in blackjack is a side bet that can be made before the game begins. The side bet can be won by forming a valid Rummy hand with your first two cards and the dealer’s up-card.
There are different forms of Rummy hand:
- Flush: three cards having the same suit
- Straight: three cards of continuous value
- Three-of-a-kind: three cards having same value
The Rummy side bet cannot help you reach 21. It is not dependent on the results of the regular blackjack game; for your blackjack hand, only the value of your own cards is counted.
This side bet is different in availability and payouts among casinos, different blackjack variations, and online platforms.
Rummy in Blackjack Payouts
Payouts for rummy blackjack may differ based on the version of the game you’re playing. The common payouts for rummy blackjack are:
- Flush 4:1
- Straight 4:1
- Three-of-a-kind 9:1
What is the Blackjack Rummy Game?
Rummy Blackjack for developed for those countries that do not allow blackjack games under local regulations. It’s quite similar to blackjack, but there are very few key differences such as the value of cards.
- There is no extra payout for the blackjack hand (10+Ace)
- Aces are worth for only 11 (not 1 or 11, like in blackjack)
- Even if you have split, then also you can choose to double down any hand.
- It allows unlimited splitting and re-splitting of pairs, including aces
- Dealers must stand on soft 17
- You can surrender early against both 10 and Ace
- A Rummy bonus allows players to create a three-card poker hand from your first three cards
Rummy blackjack is popular in the UK and the United States, but it is not available at online casinos. This game involves players attempting to create groups of cards that are in the sequence of three or four-of-a-kind.
Rummy Side Bet vs 21+3
21+3 is a popular bet and is same as Rummy. It also allows players to make an additional wager that combines their hand and the dealer’s up-card to form poker-style hands.
Player wins the 21+3 side bet if their two cards and the dealer’s up-card form either:
- A flush: Three cards having the same suit.
- A straight: Three cards arranged in numerical order.
- A three of a kind: Three cards having the same value.
- A straight flush: Three cards arranged in numerical order having the same suit.
- Suited trips: Three cards having the same value and suit.
On the contrary, the Rummy side bet only pays out for the following sequences:
- A flush
- A straight
- A three of a kind
Is Rummy in Black Worth it?
Rummy in Blackjack is made before the game starts. It means you cannot see your cards, or the dealer’s cards before making the bet. That is to say that it all about the luck of the draw as you are making the bet without any knowledge.
The house edge is 4% or higher for this bet, depending on how many decks of cards are in play. It is typically higher than blackjack’s standard house edge between 0.5% and 0.2%. Because of this high house edge and fortuitous results of this bet, most blackjack players tend to avoid them.
Tips to keep in mind, if you want to place a Rummy bet:
- Consider it as an extra entertainment and not a way to win blackjack
- Do not bet big amounts of money on the Rummy bet.
- Do not include side bets in your regular blackjack betting strategy
Also read: List of Best Blackjack Apps for Real Money
